What Credit Card Options Should You Choose?

July 10, 2008 – 3:39 am
Now that you have to have a credit card to do most things that you want to do, banks are finding ways to cash in on this. They are offering incentives to get you to get their card and use them more. What options should you choose in order to meet your needs?   One of the incentives is weather to choose a fixed rate or a variable rate. A fixed rate is more than likely the best option. A fixed rated will not change no matter what the economy does. A fixed rate card will help you know from month to month what your APR will be without any surprises. Unfortunately, not many bank offer fixed rate on cards now. But still there are some.   A variable rate can change from month to month. If the economy changes, the rate of your credit card changes. If the bank has to borrow money ...

Getting a credit card (continue…)

July 1, 2008 – 8:16 pm
The best way to protect your credit score when dealing with credit cards is to monitor you spending. There is a way you can get an interest free credit card and that is to pay off your charges in full when you get your credit card bill. By doing this your bill is paid off before your credit card company can add interest charges. That is the way credit card companies make their money. They count on you not being able to pay your bill in full.   Credit cards can be a good thing when used properly. However when you get a credit card and go on a shopping spree that credit card can be your worse nightmare. You will be charged for everything in the book if your payment is even one day late. The only way you can have a credit card and not get into trouble is to ...

Get free credit monitoring from TransUnion

June 27, 2008 – 4:53 am
  Consumers who had a credit card, loan or credit account between 1987 and May 28, 2008 can now register to receive free TransUnion services for a limited time. This benefit is the result of a class action settlement stemming from TransUnions sale of consumer information to other businesses for marketing purposes.   Under terms of the agreement, your benefit options include: 1. Sign up for six months of credit monitoring services. If you select this option, you can also register to possibly receive cash benefits in the event of a cash distribution or file an individual lawsuit against the Defendants. 2. Sign up for nine months of enhanced credit monitoring services. If you select this option, you will not receive any further benefits, including a cash payment, and you will not be able to file an individual lawsuit against the Defendants. 3. Register to possibly receive a cash payment. If you select this option, you ...

Some news - click HERE to see the headings…

June 27, 2008 – 3:19 am
Hi, again folks. Check out some cool news about credit cards. [carpwp:feed{http://www.creditcardwatcher.com/feed/}][/carpwp]

Getting a credit card, rules to follow.

June 27, 2008 – 2:12 am
    There are not a lot of things that you can do these days without a credit card in your wallet. For those who don’t have credit cards what are they to do? The only option that they have if they are going to make purchases that require a credit card is to apply for one. There are some reasons that a person might want a credit card. They are to establish a credit history or rebuild a damaged credit score. Your credit score one of the most important things in your financial life and you should do everything in your power to keep your score high. Everything you purchase in life will depend on your credit score. The house you want may just be a dream unless you protect your score.