What Credit Card Options Should You Choose?
July 10, 2008 – 3:39 amNow that you have to have a credit card to do most things that you want to do, banks are finding ways to cash in on this. They are offering incentives to get you to get their card and use them more. What options should you choose in order to meet your needs? One of the incentives is weather to choose a fixed rate or a variable rate. A fixed rate is more than likely the best option. A fixed rated will not change no matter what the economy does. A fixed rate card will help you know from month to month what your APR will be without any surprises. Unfortunately, not many bank offer fixed rate on cards now. But still there are some. A variable rate can change from month to month. If the economy changes, the rate of your credit card changes. If the bank has to borrow money ...